Do You Think You Need An Umbrella?
Umbrella Insurance Is Not Required. 
It’s commonly purchased by people who:
  •  Own property.
  •  Have significant savings or other assets.
  •  Are worried about liability claims against them when they travel outside the U.S. 
  •  Own things that can lead to injury lawsuits such as pools, trampolines and dogs  (check with us to make sure your breed is covered). 
  •  Engage in activities that increase your chances of being sued, such as: 
  •  Being a landlord. 
  •  Coaching kids’ sports. 
  •  Serving on the board of a nonprofit. 
  •  Volunteering. 
  •  Regularly posting reviews of products and businesses. 
  •  Participating in sports where you could easily injure others (skiing, surfing, hunting, etc.). 
  •  Own property.
  •  Have significant savings or other assets.
  •  Are worried about liability claims against them when they travel outside the U.S. 
  •  Own things that can lead to injury lawsuits such as pools, trampolines and dogs  (check with us to make sure your breed is covered). 
  •  Engage in activities that increase your chances of being sued, such as: 
  •  Being a landlord. 
  •  Coaching kids’ sports. 
  •  Serving on the board of a nonprofit. 
  •  Volunteering. 
  •  Regularly posting reviews of products and businesses. 
  •  Participating in sports where you could easily injure others (skiing, surfing, hunting, etc.). 
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Trovato Associates  
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